Insurance ignorance: Most people don't understand their coverage (Tacoma News Tribune) Sun, 14 Sep 2008 08:05:09 GMT We’re coming up on flood season. There’s always a chance of an earthquake. The anniversary of the 1962 Columbus Day Storm is less than a month away. Think high water, falling trees, brush fires and burglars. Maybe it’s time to think about insurance. And read your insurance policies.